ZIP 55790 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Vacancy market
Composite property distress in 55790 (St. Louis County, Minnesota) lands at 28/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (81/100). What sets it apart are the readings on institutional ownership (61/100), structural risk (61/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. The split runs 61/100 structural to 7/100 active on the ground.
Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 2,386 housing units across 55790. At $74,732, median income runs near typical U.S. levels. A median home runs $328,900 here, or 4.0 times local income. The vacancy rate is 63.0% — elevated. The tenure split is 88% owner-occupied to 12% rented. Around 30% of renters are cost-burdened. The poverty rate is 9.6%. About 34% have a four-year degree. Population is roughly 1,933 with a median age of 61. DLRadar's demographic-stress index for the area reads 33/100.
Net-net, 55790 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 55790 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 55790 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. Where the record is thin for 55790, the field stays empty rather than modeled, and fills in as new documents post.
Behind 55790's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 55790 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 55790
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 55790 by the numbers
55790 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Unlock parcel-level detail for ZIP 55790
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Deterministic scoring, sourced entirely from public data · methodology