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ZIP 55723 Foreclosure, Tax-Lien & Distress Report

St. Louis County, Minnesota · High Vacancy market

DLRadar grades ZIP 55723 (St. Louis County, Minnesota) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (66/100), flood (NFIP) exposure (63/100). Its heaviest discrete signals: structural risk (54/100), institutional ownership (50/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (9/100) stay muted. The split runs 54/100 structural to 7/100 active on the ground.

The market reads peak — home values rose 3.2% year on year, and 46% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 56.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.7% — high, a tax-stress and distress correlate. A median home runs $189,700 here, or 2.8 times local income. The ZIP holds roughly 2,044 housing units. 1,861 residents call 55723 home, typically aged 60. Around 24% of adults hold a bachelor's degree or higher. The tenure split is 86% owner-occupied to 14% rented. Median household income is $63,958, below the U.S. median near $78,000. Around 38% of renters are cost-burdened. On demographic stress specifically, 55723 scores 32/100.

Taken together, 55723 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 55723 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 55723 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 55723 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 55723's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 55723 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

25/100
Composite stress
54/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 55723

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk87
55723 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 55723 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 55723, the same set carried on every parcel.

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Other St. Louis County ZIP codes

More distress data near 55723

Related ZIP, county and statewide reads linked to St. Louis County, Minnesota.

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Open 55723 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Deterministic scoring, sourced entirely from public data · methodology

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