ZIP 55781 Foreclosure, Tax-Lien & Distress Report
Itasca County, Minnesota · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 55781 in Itasca County, Minnesota comes in at 22, a low composite-distress reading. Structural exposure scores 45 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (83/100), FEMA disaster exposure (61/100)). The most distinctive pressure shows up in structural risk (45/100), institutional ownership (42/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100).
The market reads peak — home values rose 3.0% year on year, and 31% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $392,900, an affordability ratio of 3.8× — accessible. 3.2% of residents fall below the poverty threshold. 847 residents call 55781 home, typically aged 62. 95% of housing is owner-occupied. On demographic stress specifically, 55781 scores 30/100. Around 39% of adults hold a bachelor's degree or higher. The vacancy rate is 60.0% — elevated. Households earn a median $95,536 — above the roughly $78,000 national figure. There are about 850 housing units across 55781. Around 33% of renters are cost-burdened.
On the whole, 55781 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 55781 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 55781 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Itasca County, Minnesota and the nation. 55781 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
55781's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55781 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 55781
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 55781 Stress Report snapshot
The live 55781 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Itasca County ZIP codes
More distress data near 55781
Keep going: ZIP, county and state distress coverage for Itasca County, Minnesota.
See every distressed parcel in 55781
Every distressed parcel in 55781 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology