ZIP 55781 Property Distress & Foreclosure Data

Itasca County, Minnesota's ZIP 55781 registers 29/100 composite distress, which DLRadar reads as low. Structural exposure scores 62 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (71/100). The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (60/100), institutional ownership (47/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 31% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $392,900, an affordability ratio of 3.8× — accessible. 3.2% of residents fall below the poverty threshold. 847 residents call 55781 home, typically aged 62. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 39% bachelor's-or-above. Vacancy runs 60.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $95,536, above the U.S. median near $78,000. There are about 850 housing units across 55781. Rent burden reaches 33% of tenant households.

Taken together, 55781 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.