Itasca County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Itasca County, Minnesota? DLRadar grades every Itasca County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Itasca County breakdown.
- Itasca County's most distressed ZIP is 55736 at 28/100.
- 30 ZIP codes tracked in Itasca County, averaging 17/100 distress.
- Itasca County reads peak — home values up 2.7% year over year.
- Vacancy runs 37.1% across Itasca County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Itasca County home is worth about $210,700 against a ~$64,137 median income.
- Lending headwind in Itasca County sits at 75/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55736 | 28/100 |
| 2 | 55746 | 28/100 |
| 3 | 55723 | 25/100 |
| 4 | 55781 | 22/100 |
| 5 | 55709 | 17/100 |
| 6 | 55716 | 17/100 |
| 7 | 55721 | 17/100 |
| 8 | 55722 | 17/100 |
| 9 | 55742 | 17/100 |
| 10 | 55744 | 17/100 |
| 11 | 55753 | 17/100 |
| 12 | 55764 | 17/100 |
Most distressed ZIP codes in Itasca County (composite distress 0-100, 2026)
What is driving Itasca County distress
Nothing here is estimated: Itasca County is scored from filings alone, and its ZIPs average 17/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Itasca County market phase and pricing
Itasca County reads peak — home prices rose 2.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Itasca County
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Questions and answers
What is the hardest-hit ZIP in Itasca County?
ZIP 55736 leads Itasca County at 28/100, recomputed monthly from public records.
What stage of the price cycle is Itasca County at?
Phase for Itasca County: peak, tracking a 2.7% gain year over year, read off the FHFA index.
What is this Itasca County analysis built from?
Every Itasca County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 30 Itasca County ZIP codes that it runs on every other U.S. county, so Itasca County's numbers are directly comparable to any other market.
How much do distress scores vary between Itasca County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Itasca County ZIPs DLRadar ranks, scores run from 28/100 in 55736 down to 17/100 in 55764, against a Itasca County average of 17/100. That 11-point gap is why acquisition targeting in Itasca County works at ZIP level rather than county level.
What do Itasca County home values and vacancy say about distressed supply?
The typical Itasca County home carries about $210,700 of value against a median household income near $64,137. Vacancy across Itasca County's tracked ZIPs runs 37.1% and the poverty rate is 13.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Itasca County's filings and its 75/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.