Itasca County, MN: Home-Insurance Distress & Forced-Sale Pressure
Itasca County, MN: 27/100 (moderate) home-insurance distress; Itasca, MN band LOW; Itasca, MN #1,750 of 3,222 counties; Itasca, MN #25 of 87 in Minnesota; raw Itasca, MN 31.2; Itasca, MN coverage multiplier 0.85.
FEMA hazard, Itasca, MN: 52/100; Itasca, MN declarations, three years: 2; Itasca, MN perils: 2 flood; Itasca, MN five-year count 3 (severity 4.5); Itasca, MN ten-year 3; hazard-weighted, Itasca, MN: 4.0.
Declared incidents on the Itasca, MN record: 2024 Flood 3 (Itasca, MN).
NFIP claims, Itasca, MN, three years: none; Itasca, MN claim-stress 0/100.
Itasca, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Itasca, MN by month: March 33, April 33, May 30, June 30 (Itasca, MN), July 36, August 36, September 27, October 30.
Itasca, MN components: climate 60; Itasca, MN retreat index 30; Itasca, MN climate multiplier 0.85.
Construction distress, Itasca, MN: 72/100 as of August 2026 (Itasca, MN: 33/100 one-to-four unit, 95/100 multifamily).
Itasca, MN ZIPs, June 2026 (Itasca, MN, 16 highest): score 0 (Itasca, MN), climate 90 (Itasca, MN): 55736, 55746; score 0 (Itasca, MN), climate 87 (Itasca, MN): 55723; score 0 (Itasca, MN), climate 83 (Itasca, MN): 55781; score 0 (Itasca, MN), climate 75 (Itasca, MN): 55709, 55716, 55721, 55722, Itasca, MN 55742, 55744, 55753, 55764, Itasca, MN 55769, 55775, 55784, 55786.
DLRadar rescores Itasca, MN monthly; Itasca, MN readings join Itasca, MN foreclosure, lien and ownership parcels (Itasca, MN), so cost-squeezed Itasca, MN owners surface before listing.
Inside Minnesota, Itasca County ranks 25th of 87 counties for home-insurance distress at 27/100; Freeborn County (27/100) sits just above Itasca County, and Lake County (27/100) sits just below Itasca County.
Deterministic. Every Itasca County, MN signal traces to a public Itasca dataset (FEMA, NFIP, Census for Itasca, MN) · how insurance distress works in Itasca, MN · methodology
FAQ: Itasca County, MN insurance distress
What is the Itasca County, MN home-insurance-distress score?
Itasca, MN: 27/100 (LOW), #1,750 of 3,222, #25 in Minnesota. FEMA hazard, Itasca, MN: 52/100; NFIP stress, Itasca, MN: 0/100; construction, Itasca, MN: 72/100; Itasca, MN rescores monthly.
Is Itasca County insurance distress getting better or worse (MN)?
Itasca, MN: 33 in March 2026; Itasca, MN: 30 in October 2026 (better); Itasca, MN climate component 60.
Which Itasca County ZIP codes carry the most insurance distress (MN)?
Itasca, MN, June 2026: 55736 at 0, 55746 at 0, 55723 at 0, 55781 at 0; Itasca, MN climate scores there: 90, 90, 87, 83.
Why does Itasca, MN insurance distress create sellers?
A Itasca, MN premium outruns the Itasca, MN budget; a carrier leaves Itasca, MN; Itasca, MN carrying cost passes plan; Itasca, MN owners sell while current; Itasca, MN insurance distress leads Itasca, MN foreclosure data.