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ZIP 55786 Foreclosure, Tax-Lien & Distress Report

Itasca County, Minnesota · High Vacancy market

DLRadar grades ZIP 55786 (Itasca County, Minnesota) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (75/100). The split runs 53/100 structural to 5/100 active on the ground. Leading the profile are construction/permit lag (75/100), structural risk (53/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (18/100) register low.

The market reads peak — home values rose 2.7% year on year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 118 people live here, median age 57. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 24.7% — elevated. Owners hold 91% of homes, renters 9%. DLRadar's demographic-stress index for the area reads 51/100. About 25% have a four-year degree. Home values center near $127,100. There are about 88 housing units across 55786. Around 60% of renters are cost-burdened.

Net-net, 55786 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 55786 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 55786 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Itasca County, Minnesota and the nation. Where the record is thin for 55786, the field stays empty rather than modeled, and fills in as new documents post.

Behind 55786's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 55786 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
53/100
Structural risk
5/100
Distress activity

What is driving ZIP 55786’s distress

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk75
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

55786 at a glance

The live 55786 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Itasca County

Nearest ZIP codes to 55786

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Itasca County, Minnesota

Keep going: ZIP, county and state distress coverage for Itasca County, Minnesota.

Unlock parcel-level detail for ZIP 55786

Every distressed parcel in 55786 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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