ZIP 55744 Property Distress & Foreclosure Data

Composite property distress in 55744 (Itasca County, Minnesota) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (36/100), institutional ownership (35/100), mortgage stress (18/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (18/100). The latent-versus-live split is 36/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (75/100), FEMA disaster exposure (64/100)).

The peak-phase market in 55744 posted values that rose 3.3% over the year, and 19% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $68,213, median income runs below typical U.S. levels. The poverty rate is 12.0%. The typical home is worth about $241,200 (3.4× income, relatively affordable). The ZIP holds roughly 9,702 housing units. Around 48% of renters are cost-burdened. Around 30% of adults hold a bachelor's degree or higher. Population is roughly 20,469 with a median age of 47. 75% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. The vacancy rate is 12.7% — elevated.

On the whole, 55744 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.