ZIP 55744 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55744 (Itasca County, Minnesota) at a low 17/100 for overall property distress. Its heaviest discrete signals: structural risk (33/100), institutional ownership (28/100), mortgage stress (18/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (18/100). Structural risk reads 33/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (75/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 19% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $68,213, below the U.S. median near $78,000. 12.0% of residents fall below the poverty threshold. Home values center near $241,200, an affordability ratio of 3.4× — accessible. The ZIP holds roughly 9,702 housing units. Around 48% of renters are cost-burdened. Educational attainment sits at 30% bachelor's-or-above. 20,469 residents call 55744 home, typically aged 47. The tenure split is 75% owner-occupied to 25% rented. The demographic-stress sub-score lands at 31/100. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 55744 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 55744 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 55744 stays directly comparable to neighboring ZIPs and the rest of Itasca County, Minnesota. The score is rebuilt from public data as it updates, so 55744 reflects the current record instead of a stale or modeled snapshot.

Each component behind 55744 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. The point of the 55744 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.