ZIP 55721 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 55721 in Itasca County, Minnesota comes in at 25, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (54/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (18/100). Latent structural risk is 54/100 while live distress already moving reads 5/100.

The peak-phase market in 55721 posted values that rose 2.7% over the year, and 30% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Owners hold 89% of homes, renters 11%. A median home runs $302,300 here, or 3.2 times local income. At $82,750, median income runs near typical U.S. levels. Roughly 8.9% live below the poverty line. There are about 1,973 housing units across 55721. On demographic stress specifically, 55721 scores 31/100. Vacancy runs 27.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 31% bachelor's-or-above. Population is roughly 3,840 with a median age of 40. Around 55% of renters are cost-burdened.

Taken together, 55721 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 55721 is not published yet -- the ZIP-level readings above remain fully sourced.

The 55721 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 55721 stays directly comparable to neighboring ZIPs and the rest of Itasca County, Minnesota. Sparse data for 55721 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 55721's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 55721 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.