ZIP 55721 Property Distress & Foreclosure Data

Composite property distress in 55721 (Itasca County, Minnesota) lands at 18/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (75/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (36/100), institutional ownership (35/100), mortgage stress (18/100). institutional ownership (35/100) and mortgage stress (18/100) stay muted. Structural risk reads 36/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 30% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 89% of homes, renters 11%. Home values center near $302,300, an affordability ratio of 3.2× — accessible. Median household income is $82,750, near the U.S. median near $78,000. 8.9% of residents fall below the poverty threshold. There are about 1,973 housing units across 55721. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 27.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 31% bachelor's-or-above. 3,840 residents call 55721 home, typically aged 40. Rent burden reaches 55% of tenant households.

Taken together, 55721 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.