ZIP 56636 Property Distress & Foreclosure Data

Itasca County, Minnesota's ZIP 56636 registers 18/100 composite distress, which DLRadar reads as low. Structural exposure scores 36 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in structural risk (36/100), institutional ownership (35/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (69/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 27% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,679 residents call 56636 home, typically aged 47. The typical home is worth about $210,000 (3.3× income, relatively affordable). 88% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.3% — high, a tax-stress and distress correlate. There are about 2,943 housing units across 56636. At $59,858, median income runs below typical U.S. levels. Rent burden reaches 29% of tenant households. The demographic-stress sub-score lands at 31/100.

Taken together, 56636 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.