ZIP 56636 Foreclosure, Tax-Lien & Distress Report
Itasca County, Minnesota · High Vacancy market
Itasca County, Minnesota's ZIP 56636 registers 16/100 composite distress, which DLRadar reads as low. Structural exposure scores 32 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (32/100), institutional ownership (28/100), mortgage stress (19/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (69/100)).
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 27% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 4,679 people live here, median age 47. A median home runs $210,000 here, or 3.3 times local income. 88% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. 17.3% of residents fall below the poverty threshold. The ZIP holds roughly 2,943 housing units. At $59,858, median income runs below typical U.S. levels. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100.
Taken together, 56636 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 56636 at the moment; the composite and its components are still built from verifiable public records.
The 56636 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 56636 stays directly comparable to neighboring ZIPs and the rest of Itasca County, Minnesota. 56636 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 16/100 for 56636 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 56636 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 56636
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
56636 at a glance
The live 56636 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Itasca County ZIP reports
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Rules-based scoring — each signal ties to a public dataset · methodology