ZIP 56639 Foreclosure, Tax-Lien & Distress Report

ZIP 56639's composite property-distress score is 11/100 - DLRadar classes that as minimal for Itasca County, Minnesota. Structural risk reads 22/100 against active distress of 4/100. Leading the profile are structural risk (22/100), institutional ownership (16/100), mortgage stress (12/100). institutional ownership (16/100) and mortgage stress (12/100) stay muted.

The peak-phase market in 56639 posted values that rose 3.0% over the year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $41,417, below the U.S. median near $78,000. 16.8% of residents fall below the poverty threshold. Around 63% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. The vacancy rate is 60.9% — elevated. A median home runs $219,700 here, or 4.5 times local income. About 10% have a four-year degree. 393 residents call 56639 home, typically aged 49. On demographic stress specifically, 56639 scores 43/100. The ZIP holds roughly 518 housing units.

On the whole, 56639 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 56639 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 56639 runs through one identical public-record model, so its 11/100 sits on the same scale as every other ZIP in Itasca County, Minnesota and the nation. Where the public record is thin for 56639, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 56639 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. Treat 56639 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.