ZIP 56639 Property Distress & Foreclosure Data

DLRadar grades ZIP 56639 (Itasca County, Minnesota) at a minimal 12/100 for overall property distress. The latent-versus-live split is 24/100 structural and 4/100 already moving. Property-level stress concentrates in structural risk (24/100), institutional ownership (20/100), mortgage stress (12/100). institutional ownership (20/100) and mortgage stress (12/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $41,417, median income runs below typical U.S. levels. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Around 63% of renters are cost-burdened. 82% of housing is owner-occupied. The vacancy rate is 60.9% — elevated. The typical home is worth about $219,700 (4.5× income). Around 10% of adults hold a bachelor's degree or higher. 393 residents call 56639 home, typically aged 49. The demographic-stress sub-score lands at 43/100. The ZIP holds roughly 518 housing units.

Taken together, 56639 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.