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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 56658 Foreclosure, Tax-Lien & Distress Report

Koochiching County, Minnesota · Distress market

ZIP 56658's composite property-distress score is 10/100 - DLRadar classes that as minimal for Koochiching County, Minnesota. Leading the profile are construction/permit lag (53/100), structural risk (23/100), institutional ownership (3/100). On the quiet end sit structural risk (23/100) and institutional ownership (3/100). On the structural side it scores 23/100, with 0/100 of stress already active.

The market reads peak — home values rose 3.4% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

On balance, 56658 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 56658 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 56658's 10/100 can be lined up against any neighbor in Koochiching County, Minnesota or any ZIP coast to coast. Where the public record is thin for 56658, the field stays empty rather than modeled, and fills in as new documents post.

The 10/100 figure for 56658 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 56658 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

10/100
Composite stress
23/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 56658

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk31
Another 9 scored dimensions sit behind 56658

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

56658 at a glance

A live read on 56658: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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