ZIP 56661 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 56661 (Koochiching County, Minnesota) lands at 10/100 — minimal on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (21/100), institutional ownership (14/100), mortgage stress (11/100). institutional ownership (14/100) and mortgage stress (11/100) stay muted. Structural risk reads 21/100 against active distress of 3/100.

The market reads peak — home values rose 3.0% year on year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $194,300, an affordability ratio of 2.7× — accessible. Owners hold 90% of homes, renters 10%. 911 residents call 56661 home, typically aged 53. The vacancy rate is 45.1% — elevated. There are about 706 housing units across 56661. About 20% have a four-year degree. Around 4% of renters are cost-burdened. On demographic stress specifically, 56661 scores 25/100. 8.7% of residents fall below the poverty threshold. Households earn a median $68,393 — below the roughly $78,000 national figure.

Net-net, 56661 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 56661 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 56661 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Koochiching County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 56661, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 56661's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 56661 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.