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ZIP 56629 Foreclosure, Tax-Lien & Distress Report

Koochiching County, Minnesota · High Vacancy market

ZIP code 56629 in Koochiching County, Minnesota carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (53/100), structural risk (23/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structurally it carries 23/100, against 2/100 of stress already in motion.

The peak-phase market in 56629 posted values that rose 3.4% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 222 housing units. The poverty rate is 0.0% — low. The typical home is worth about $212,100 (2.6× income, relatively affordable). At $83,438, median income runs near typical U.S. levels. The tenure split is 78% owner-occupied to 22% rented. About 7% have a four-year degree. Vacancy runs 53.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. Population is roughly 220 with a median age of 54. The demographic-stress sub-score lands at 25/100.

On the whole, 56629 leans distressed, with opportunity clustered in specific stressed parcels. While 56629 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 56629 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56629 can be compared directly against any other ZIP in Koochiching County, Minnesota or nationwide. Sparse data for 56629 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 56629 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. For a buyer, 56629 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

10/100
Composite stress
23/100
Structural risk
2/100
Distress activity

ZIP 56629 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk31
9 further distress layers are graded for 56629

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

56629 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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