ZIP 56685 Foreclosure, Tax-Lien & Distress Report
Beltrami County, Minnesota · High Vacancy market
ZIP code 56685 in Beltrami County, Minnesota carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The pressure is most legible in construction/permit lag (44/100), structural risk (30/100), institutional ownership (3/100). structural risk (30/100) and institutional ownership (3/100) stay muted. The split runs 30/100 structural to 0/100 active on the ground.
The peak-phase market in 56685 posted values that rose 2.7% over the year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 239 housing units. The poverty rate is 11.6%. Around 26% of adults hold a bachelor's degree or higher. 86 residents call 56685 home, typically aged 68. At $96,250, median income runs above typical U.S. levels. Home values center near $212,500, an affordability ratio of 2.4× — accessible. The demographic-stress sub-score lands at 31/100. Owners hold 97% of homes, renters 3%. The vacancy rate is 83.5% — elevated.
Taken together, 56685 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 56685 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 56685 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56685 can be compared directly against any other ZIP in Beltrami County, Minnesota or nationwide. 56685 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
56685's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 56685 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 56685’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 56685 distress snapshot
The live 56685 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Explore related distress reports
Further distress data across Beltrami County, Minnesota at ZIP, county and state level.
Get the full acquisition report for 56685
Every distressed parcel in 56685 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology