ZIP 56685 Property Distress & Foreclosure Data

Composite property distress in 56685 (Beltrami County, Minnesota) lands at 16/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (35/100), institutional ownership (3/100). By contrast, structural risk (35/100) and institutional ownership (3/100) register low. Structural risk reads 35/100 against active distress of 0/100.

The market reads peak — home values rose 3.3% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 239 housing units across 56685. 11.6% of residents fall below the poverty threshold. Educational attainment sits at 26% bachelor's-or-above. About 86 people live here, median age 68. Median household income is $96,250, above the U.S. median near $78,000. Home values center near $212,500, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 97% of homes, renters 3%. Vacancy runs 83.5%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 56685 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.