ZIP 56650 Property Distress & Foreclosure Data

ZIP code 56650 in Beltrami County, Minnesota carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 35 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (61/100)). What sets it apart are the readings on construction/permit lag (64/100), structural risk (35/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The peak-phase market in 56650 posted values that rose 3.3% over the year, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $185,800 here, or 2.3 times local income. Vacancy runs 30.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 92% owner-occupied to 8% rented. Rent burden reaches 25% of tenant households. Population is roughly 932 with a median age of 50. About 29% have a four-year degree. On demographic stress specifically, 56650 scores 25/100. There are about 575 housing units across 56650. Households earn a median $78,750 — near the roughly $78,000 national figure. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 56650 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.