ZIP 56601 Foreclosure, Tax-Lien & Distress Report

In Beltrami County, Minnesota, ZIP 56601 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (45/100), structural risk (29/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural risk reads 29/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 13% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 34,700 with a median age of 36. A median home runs $260,900 here, or 3.5 times local income. Median household income is $69,782, near the U.S. median near $78,000. The ZIP holds roughly 16,089 housing units. Roughly 13.6% live below the poverty line. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 56601 scores 29/100. Around 38% of adults hold a bachelor's degree or higher. Owners hold 67% of homes, renters 33%. Rent burden reaches 31% of tenant households.

Taken together, 56601 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 56601 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 56601 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Beltrami County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 56601 shows blanks, not estimates, wherever the record is sparse.

Each component behind 56601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Treat 56601 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.