ZIP 56630 Property Distress & Foreclosure Data

Composite property distress in 56630 (Beltrami County, Minnesota) lands at 16/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (65/100). The sharpest non-environmental signals are construction/permit lag (42/100), structural risk (34/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (8/100) stay muted. Structural risk reads 34/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 17% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $176,900 (3.7× income, relatively affordable). The demographic-stress sub-score lands at 35/100. 2,081 residents call 56630 home, typically aged 47. Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 42% of tenant households. Around 21% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. There are about 1,107 housing units across 56630. The poverty rate is 20.0% — high, a tax-stress and distress correlate. At $51,875, median income runs below typical U.S. levels.

Taken together, 56630 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.