ZIP 56647 Property Distress & Foreclosure Data

In Beltrami County, Minnesota, ZIP 56647 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 35 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (61/100)). Its standout signals are construction/permit lag (64/100), structural risk (35/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The peak-phase market in 56647 posted values that rose 3.3% over the year, and 34% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. There are about 494 housing units across 56647. Rent burden reaches 4% of tenant households. The tenure split is 91% owner-occupied to 9% rented. On demographic stress specifically, 56647 scores 25/100. Roughly 10.0% live below the poverty line. Population is roughly 759 with a median age of 49. Households earn a median $65,781 — below the roughly $78,000 national figure. A median home runs $246,100 here, or 3.3 times local income. About 22% have a four-year degree.

On the whole, 56647 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.