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Beltrami County, MN: Foreclosures, Tax Liens & Distressed Properties

Beltrami County, MN, Minnesota: 18 ZIP codes scored, Beltrami County, MN averaging 13/100 (minimal, Beltrami, MN), from 7 to 17. Beltrami County, MN is in its peak phase (Beltrami, MN confidence 18/100): Beltrami, MN home prices up 2.7% (Beltrami, MN) over twelve months. Beltrami County, MN lender headwind: 48/100.

Highest-scoring Beltrami County, MN ZIPs: 56630 (17/100), 56633 (17/100), 56661 (17/100), 56601 (14/100), 56647 (14/100), 56650 (14/100). Also scored in Beltrami County, MN: 56663, 56666, 56667, 56670, 56683, 56685, 56727, 56678, 56671, 56676.

Across Beltrami County, MN's scored ZIPs: median home value $198,882, household income $67,276, 29.6% vacancy, 15.1% poverty, 84% owner-occupied, median age 41.5.

Beltrami County, MN insurance distress 0/100 (#2,746 in the US); FEMA hazard 0/100 for Beltrami, MN; Beltrami, MN construction distress 47/100.

10 banks with 15 branches lend in Beltrami County, MN; Beltrami, MN weighted bank stress 60/100, highest 69/100 in Beltrami, MN.

Beltrami County, MN unemployment 6.4% (Beltrami, MN -0.2 pts, six months); 182 new housing units permitted in Beltrami County, MN over twelve months, Beltrami, MN up 3% from 177; Beltrami, MN home prices +8.1% a year (Beltrami, MN) over three years.

21,729 housing units in Beltrami County, MN; 5,467 Beltrami, MN renter households; 37% of Beltrami, MN renters spend 30%+ of income on rent, 20% (Beltrami, MN) half or more.

Beltrami County, MN ranks #2,104 nationally on the opportunity index (Beltrami, MN, among all ranked counties); Beltrami, MN scores 27.3/100 and Beltrami, MN sits #30 inside Minnesota. Beltrami, MN is in the weak opportunity phase; Beltrami, MN's primary driver is vacancy, Beltrami, MN second driver bank institutional; Beltrami, MN moved up 160 places. 5 short-sale listings across Beltrami, MN; 79 days on market observed in Beltrami, MN; 15.4% vacancy over 18 Beltrami, MN ZIPs.

No CFPB county sample covers Beltrami County, MN. The non-metro area reading for Beltrami, MN: 1.0% ninety-plus days late; Beltrami, MN's thirty-to-eighty-nine share is 2.2% (Beltrami, MN, December 2025 data); Minnesota overall 0.6%.

Beltrami County, MN has 6 watched banks; 6 Beltrami, MN banks sit in an elevated band. Beltrami, MN footprints: First Nb Of Bemidji (3 branches, stress 69) in Beltrami, MN; Deerwood Bank (2 branches, stress 59) in Beltrami, MN; Security Bank Usa (2 branches, stress 57) in Beltrami, MN.

HUD lists 3 assisted multifamily properties in Beltrami County, MN with 89 units; 75 Beltrami, MN units are assisted, 1 Beltrami, MN properties under project-based Section 8.

3,557 of the 21,729 housing units in Beltrami, MN sit vacant. Beltrami County, MN permitted 105 multifamily units in twelve months; Beltrami, MN's one-to-four unit structures added 77 units in Beltrami County, MN.

Peak
Market phase
2.7%
Beltrami, MN HPI YoY
0%
Drawdown
18
Beltrami confidence

Beltrami County ZIPs ranked by distress

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