Beltrami County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Beltrami County, MN distress report, 2026: 18 ZIPs scored in Beltrami, MN, Beltrami, MN average 13/100; the top Beltrami, MN ZIP is 56630 at 18/100; Beltrami, MN market phase peak, Beltrami, MN prices +2.7% year over year.
- Beltrami, MN ranks #2,105 nationally (opportunity index); Beltrami, MN #30 in Minnesota; Beltrami, MN index 27.3.
- Beltrami, MN: no CFPB county sample; Beltrami, MN non-metro area reading 1.0%.
- Beltrami, MN ZIP phases: 18 peak.
- Beltrami, MN residential listings tracked: 13 across 12 ZIPs; Beltrami, MN candidate listings 11.
- Beltrami, MN HUD assisted properties: 3 with 89 units.
- Beltrami, MN lenders on watch: 6; largest Beltrami, MN footprint First Nb Of Bemidji (3 branches).
- Beltrami, MN most distressed ZIP: 56630 at 18/100.
Beltrami, MN figures: DLRadar distress index; Beltrami, MN inputs: CFPB, FHFA, HUD, FDIC; Beltrami, MN rebuilt as sources refresh.
| Rank | Beltrami, MN ZIP | Score |
|---|---|---|
| 1 | 56630 | 18/100 |
| 2 | 56633 | 17/100 |
| 3 | 56661 | 17/100 |
| 4 | 56601 | 14/100 |
| 5 | 56647 | 14/100 |
| 6 | 56650 | 14/100 |
| 7 | 56663 | 14/100 |
| 8 | 56666 | 14/100 |
| 9 | 56667 | 14/100 |
| 10 | 56670 | 14/100 |
| 11 | 56683 | 14/100 |
| 12 | 56685 | 14/100 |
Most distressed Beltrami, MN ZIPs (0-100, 2026)
Mortgage delinquency around Beltrami, MN
No CFPB county sample covers Beltrami, MN; the non-metro area reading for Beltrami, MN: 1.0% ninety-plus; Beltrami, MN area thirty-to-eighty-nine 2.2% (December 2025, Beltrami, MN); Minnesota overall 0.6%.
Opportunity index: Beltrami, MN
Beltrami, MN index 27.3, Beltrami, MN phase weak; Beltrami, MN primary driver vacancy, Beltrami, MN second driver bank institutional. Beltrami, MN components: property stress 15.2, foreclosure pressure 17.0, listing discounts 25.2, bank stress 50.6, insurance 0.0; Beltrami, MN pulse 30.2; Beltrami, MN capital opportunity 23.0.
ZIP market phases inside Beltrami, MN
18 Beltrami, MN ZIPs carry a price-cycle phase; Beltrami, MN ZIPs by phase (Beltrami, MN), deepest drawdown first: peak, +2.8% YoY (Beltrami, MN): 56601; peak, +2.7% YoY (Beltrami, MN): 56630, 56633, 56647, 56650, Beltrami, MN 56663, 56666, 56667, 56670, Beltrami, MN 56683, 56685; peak, +3.3% YoY (Beltrami, MN): 56652; peak, +3.0% YoY (Beltrami, MN): 56661, 56678; peak, +3.1% YoY (Beltrami, MN): 56671, 56676.
Residential listings by Beltrami, MN ZIP
Beltrami, MN ZIPs with the most tracked Beltrami, MN residential listings: 56601 8 listings, 6 candidates, bank pressure 57; 56630 1 listings, 1 candidates, bank pressure 62; 56650 1 listings, 1 candidates, bank pressure 59; 56667 1 listings, 1 candidates, bank pressure 59 (Beltrami, MN); 56683 1 listings, 1 candidates, bank pressure 59; 56727 1 listings, 1 candidates, bank pressure 59; 56647 0 listings, 0 candidates, bank pressure 59; 56663 0 listings, 0 candidates, bank pressure 59. Beltrami, MN totals: 13 listings; Beltrami, MN candidates 11; active ZIPs 0.
HUD assisted housing in Beltrami, MN
3 assisted properties with 89 units sit in Beltrami, MN; largest Beltrami, MN properties: Baker Housing (Bemidji) 49 units, 49 assisted; Red Lake Senior Apartments (Red Lake) 26 units, 26 assisted; Red Lake Supportive Housing I (Red Lake) 14 units in Beltrami, MN.
Lenders with branches in Beltrami, MN
Beltrami, MN lenders by branch count: First Nb Of Bemidji (Beltrami, MN): stress 69, 3 branches low in Beltrami, MN; Deerwood Bank (Beltrami, MN): stress 59, 2 branches low in Beltrami, MN; Security Bank Usa (Beltrami, MN): stress 57, 2 branches low in Beltrami, MN; First State Bank Of Bigfork (Beltrami, MN): stress 64, 1 branch low in Beltrami, MN; American Nb Of Minnesota (Beltrami, MN): stress 61, 1 branch low in Beltrami, MN; Ultima Bank Minnesota (Beltrami, MN): stress 53, 1 branch low in Beltrami, MN.
Vacancy and permits, Beltrami, MN
3,557 of 21,729 Beltrami, MN housing units are vacant; Beltrami, MN permits, twelve months: 105 multifamily units in Beltrami, MN, 77 one-to-four unit units.
Work Beltrami, MN at the parcel level
Every Beltrami, MN parcel carries owner and address; every Beltrami, MN parcel carries APN; Beltrami, MN distress scores sit on the Beltrami, MN live board.
Beltrami, MN figures refresh with each source.
Beltrami, MN questions
Most distressed ZIP code in Beltrami County, MN?
ZIP 56630 leads Beltrami, MN at 18/100; next in Beltrami, MN: 56633 at 17/100; the Beltrami, MN average is 13/100.
Where does Beltrami County, MN rank for investment opportunity?
Beltrami, MN is #2,105 among all ranked counties, #30 in Minnesota; the Beltrami, MN driver is vacancy; Beltrami, MN moved up 160 places.
How many mortgages are delinquent in Beltrami County, MN?
Beltrami, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Beltrami, MN.
Which banks lend in Beltrami County, MN?
6 watched lenders hold Beltrami, MN branches; the largest Beltrami, MN footprints are First Nb Of Bemidji (3), Deerwood Bank (2), Security Bank Usa (2).
More on Beltrami, MN
Beltrami County, MN distress report: public-record figures for Beltrami, MN; not legal advice for Beltrami, MN; not tax or investment advice; verify every Beltrami, MN record before acting.