Beltrami County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Beltrami County, Minnesota? DLRadar grades every Beltrami County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Beltrami County breakdown.
- Beltrami County's most distressed ZIP is 56633 at 17/100.
- 18 ZIP codes tracked in Beltrami County, averaging 12/100 distress.
- Beltrami County reads peak — home values up 2.7% year over year.
- Vacancy runs 29.6% across Beltrami County's tracked ZIPs, with a 15.1% poverty rate.
- The typical Beltrami County home is worth about $198,882 against a ~$67,276 median income.
- Lending headwind in Beltrami County sits at 48/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56633 | 17/100 |
| 2 | 56647 | 14/100 |
| 3 | 56650 | 14/100 |
| 4 | 56663 | 14/100 |
| 5 | 56666 | 14/100 |
| 6 | 56667 | 14/100 |
| 7 | 56670 | 14/100 |
| 8 | 56683 | 14/100 |
| 9 | 56685 | 14/100 |
| 10 | 56601 | 13/100 |
| 11 | 56630 | 13/100 |
| 12 | 56727 | 13/100 |
Most distressed ZIP codes in Beltrami County (composite distress 0-100, 2026)
What is driving Beltrami County distress
Beltrami County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Beltrami County market phase and pricing
Beltrami County reads peak — home prices rose 2.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Beltrami County
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What people ask
Which part of Beltrami County, MN scores highest for distress?
ZIP 56633 leads Beltrami County at 17/100, recomputed monthly from public records.
How would you describe the Beltrami County market phase?
Phase for Beltrami County: peak, tracking a 2.7% gain year over year, read off the FHFA index.
What is this Beltrami County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 18 Beltrami County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Beltrami County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Beltrami County ZIPs DLRadar ranks, scores run from 17/100 in 56633 down to 13/100 in 56727, against a Beltrami County average of 12/100. Because the gap runs to 4 points, Beltrami County rewards ZIP-level precision.
What do Beltrami County home values and vacancy say about distressed supply?
The typical Beltrami County home carries about $198,882 of value against a median household income near $67,276. Vacancy across Beltrami County's tracked ZIPs runs 29.6% and the poverty rate is 15.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Beltrami County's foreclosure and tax-lien record and its 48/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.