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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 56678 Foreclosure, Tax-Lien & Distress Report

Beltrami County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 56678 in Beltrami County, Minnesota comes in at 12, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (26/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural risk reads 26/100 against active distress of 2/100.

The peak-phase market in 56678 posted values that rose 3.0% over the year, and 6% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 1,708 people live here, median age 38. There are about 749 housing units across 56678. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 8.9% live below the poverty line. Rent burden reaches 10% of tenant households. At $71,761, median income runs near typical U.S. levels. 94% of housing is owner-occupied. On demographic stress specifically, 56678 scores 24/100. Home values center near $202,500, an affordability ratio of 2.7× — accessible. Educational attainment sits at 15% bachelor's-or-above.

Taken together, 56678 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 56678 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 56678 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 56678 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For an operator, 56678 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

12/100
Composite stress
26/100
Structural risk
2/100
Distress activity

ZIP 56678 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk48
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

56678 at a glance

A live read on 56678: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Get the full acquisition report for 56678

The full 56678 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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