ZIP 56678 Property Distress & Foreclosure Data

ZIP code 56678 in Beltrami County, Minnesota carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (62/100), structural risk (30/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 30/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 6% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,708 residents call 56678 home, typically aged 38. There are about 749 housing units across 56678. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 8.9%. Rent burden reaches 10% of tenant households. At $71,761, median income runs near typical U.S. levels. 94% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. The typical home is worth about $202,500 (2.7× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher.

Taken together, 56678 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.