ZIP 56646 Foreclosure, Tax-Lien & Distress Report
Polk County, Minnesota · High Vacancy market
DLRadar grades ZIP 56646 (Polk County, Minnesota) at a minimal 14/100 for overall property distress. The pressure is most legible in construction/permit lag (47/100), structural risk (31/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). On the structural side it scores 31/100, with 1/100 of stress already active.
The expansion-phase market in 56646 posted values that rose 6.9% over the year, at 58/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $42,422 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 38/100. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. 343 residents call 56646 home, typically aged 45. Rent burden reaches 62% of tenant households. About 18% have a four-year degree. The vacancy rate is 16.2% — elevated. There are about 166 housing units across 56646. 76% of housing is owner-occupied. The typical home is worth about $205,300 (5.0× income).
Taken together, 56646 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 56646 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 56646's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 56646 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 56646 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 56646 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 56646
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 56646 distress snapshot
A live read on 56646: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Polk County
More distress data near 56646
Additional distress intelligence spanning Polk County, Minnesota by ZIP, county and state.
Unlock parcel-level detail for ZIP 56646
Open 56646 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology