ZIP 56556 Foreclosure, Tax-Lien & Distress Report

ZIP code 56556 in Polk County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The split runs 32/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.2% over the trailing year (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 17.8% — high, a tax-stress and distress correlate. Rent burden reaches 67% of tenant households. Households earn a median $62,955 — below the roughly $78,000 national figure. Around 31% of adults hold a bachelor's degree or higher. There are about 498 housing units across 56556. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. The typical home is worth about $150,600 (2.4× income, relatively affordable). About 1,298 people live here, median age 34. 72% of housing is owner-occupied.

Overall, 56556 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 56556 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 56556's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 56556 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 56556 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. In workflow terms, 56556 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.