ZIP 56556 Foreclosure, Tax-Lien & Distress Report
Polk County, Minnesota · Affordable market
ZIP code 56556 in Polk County, Minnesota carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The split runs 36/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (59/100), structural risk (36/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.
Prices here sit in a expansion phase: values rose 7.2% over the trailing year (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 17.8% — high, a tax-stress and distress correlate. Rent burden reaches 67% of tenant households. Households earn a median $62,955 — below the roughly $78,000 national figure. Around 31% of adults hold a bachelor's degree or higher. There are about 498 housing units across 56556. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. The typical home is worth about $150,600 (2.4× income, relatively affordable). About 1,298 people live here, median age 34. 72% of housing is owner-occupied.
Overall, 56556 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 56556 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 56556's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 56556 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 56556 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 56556 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 56556
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
56556 at a glance
Current distress, phase, housing and lender-pressure figures for 56556, drawn from the same report attached to each property.
Adjacent Polk County ZIP reports
Nearest ZIP codes to 56556
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Polk County, Minnesota
More ZIP, county and state distress intelligence connected to Polk County, Minnesota.
Unlock parcel-level detail for ZIP 56556
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Rules-based scoring — each signal ties to a public dataset · methodology