ZIP 56556 Property Distress & Foreclosure Data

ZIP code 56556 in Polk County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 32/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.0% year on year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

17.8% of residents fall below the poverty threshold. Around 67% of renters are cost-burdened. Median household income is $62,955, below the U.S. median near $78,000. Educational attainment sits at 31% bachelor's-or-above. The ZIP holds roughly 498 housing units. The vacancy rate is 11.5% — elevated. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $150,600, an affordability ratio of 2.4× — accessible. About 1,298 people live here, median age 34. Owners hold 72% of homes, renters 28%.

Net-net, 56556 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.