ZIP 56542 Property Distress & Foreclosure Data

ZIP code 56542 in Polk County, Minnesota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (45/100), structural risk (29/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 29/100 against active distress of 1/100.

The peak-phase market in 56542 posted values that rose 4.2% over the year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 70% owner-occupied to 30% rented. Households earn a median $57,750 — below the roughly $78,000 national figure. A median home runs $186,300 here, or 3.1 times local income. On demographic stress specifically, 56542 scores 30/100. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 37% of tenant households. There are about 1,208 housing units across 56542. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 2,435 with a median age of 45. About 25% have a four-year degree.

On the whole, 56542 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.