ZIP 56684 Property Distress & Foreclosure Data

DLRadar grades ZIP 56684 (Polk County, Minnesota) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), structural risk (33/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. On the structural side it scores 33/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (60/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 39/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $68,333, median income runs below typical U.S. levels. Around 0% of renters are cost-burdened. The ZIP holds roughly 167 housing units. Around 15% of adults hold a bachelor's degree or higher. The poverty rate is 16.1%. 304 residents call 56684 home, typically aged 46. The demographic-stress sub-score lands at 22/100. The vacancy rate is 27.5% — elevated. 96% of housing is owner-occupied. The typical home is worth about $138,800 (2.0× income, relatively affordable).

Taken together, 56684 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.