ZIP 56721 Property Distress & Foreclosure Data

Polk County, Minnesota's ZIP 56721 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 32/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 13% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Median household income is $83,633, near the U.S. median near $78,000. 9.6% of residents fall below the poverty threshold. The ZIP holds roughly 4,324 housing units. Educational attainment sits at 29% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 6.1%. About 10,791 people live here, median age 35. Home values center near $259,300, an affordability ratio of 3.0× — accessible. Around 46% of renters are cost-burdened. Owners hold 72% of homes, renters 28%.

Overall 56721 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.