ZIP 58203 Foreclosure, Tax-Lien & Distress Report

In Grand Forks County, North Dakota, ZIP 58203 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 32/100 structural and 3/100 already moving. What sets it apart are the readings on structural risk (32/100), institutional ownership (23/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (11/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (63/100).

The expansion-phase market in 58203 posted values that rose 7.2% over the year, and 14% higher over three years, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 43% of tenant households. Population is roughly 16,308 with a median age of 28. Owners hold 44% of homes, renters 56%. The ZIP holds roughly 8,353 housing units. DLRadar's demographic-stress index for the area reads 34/100. A median home runs $207,100 here, or 3.5 times local income. 19.7% of residents fall below the poverty threshold. About 36% have a four-year degree. At $57,905, median income runs below typical U.S. levels.

On balance 58203 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 58203 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 58203 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Grand Forks County, North Dakota and the nation. Nothing here is interpolated — where a source is thin for 58203, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

58203's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 58203 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.