North Dakota Foreclosures, Tax Liens & Distressed Properties

North Dakota property distress is mapped statewide by DLRadar — county, ZIP and parcel, every figure record-sourced. The phase distribution across counties: 46 peak, 7 expansion. The typical North Dakota county is peak (+4.6% average HPI). Coverage spans 53 North Dakota counties and 388 ZIPs, a 13/100 mean composite.

The sharpest county readings come from Sioux County, Slope County, Richland County, Mercer County, Renville County.

Statewide ZIP distress tops out at 58002 (29/100), 58004 (29/100), 58005 (29/100), 58006 (29/100), 58007 (29/100).

Distress and market phase, county by county in North Dakota:

In Adams County, peak: appreciation near 4.2%, lender pressure 68/100. Barnes County sits in peak, prices up 4.2%, bank stress 46/100. DLRadar reads Benson County as peak — values rising 4.2%, lender pressure 52/100. Billings County sits in peak, appreciation near 4.7%, bank stress 15/100. Bottineau County — peak, appreciation near 4.2%, headwind 51/100. Bowman County is peak (values rising 4.2%, headwind 33/100). Burke County reads peak — homes +4.2% YoY, a 54/100 lender reading.

Burleigh County: expansion, appreciation near 6.6%, bank stress 66/100. Cass County sits in peak, appreciation near 4.1%, headwind 61/100. In Cavalier County, peak: values rising 4.2%, a 46/100 lender reading. Dickey County sits in peak, values rising 4.2%, a 64/100 lender reading. Divide County is peak (prices up 4.2%, headwind 64/100). DLRadar reads Dunn County as peak — values rising 4.7%, bank stress 62/100. Eddy County — peak, prices up 4.2%, a 18/100 lender reading.

Emmons County reads peak — homes +4.2% YoY, a 62/100 lender reading. Foster County is peak (up 4.2% on the year, lender pressure 56/100). Golden Valley County is in its peak phase, values rising 4.2%, lender pressure 17/100. Grand Forks County — expansion, up 7.2% on the year, bank stress 65/100. Grant County — peak, appreciation near 4.2%, headwind 26/100. In Griggs County, peak: up 4.2% on the year, lender pressure 42/100. Hettinger County: peak, values rising 4.2%, bank stress 28/100.

Kidder County — peak, appreciation near 4.2%, lender pressure 27/100. Lamoure County is peak (values rising 4.2%, headwind 51/100). Logan County sits in peak, up 4.2% on the year, a 57/100 lender reading. Mchenry County sits in expansion, up 8.0% on the year, bank stress 60/100. Mcintosh County — peak, homes +4.2% YoY, headwind 54/100. Mckenzie County is in its peak phase, up 4.2% on the year, a 55/100 lender reading. DLRadar reads Mclean County as peak — appreciation near 4.2%, bank stress 58/100.

Mercer County sits in peak, homes +4.2% YoY, a 83/100 lender reading. Morton County is in its expansion phase, prices up 6.6%, headwind 44/100. DLRadar reads Mountrail County as peak — up 4.2% on the year, headwind 68/100. DLRadar reads Nelson County as peak — appreciation near 4.2%, bank stress 56/100. Oliver County is in its expansion phase, up 6.6% on the year. Pembina County — peak, prices up 4.2%, headwind 43/100. Pierce County sits in peak, values rising 4.2%, lender pressure 52/100.

In Ramsey County, peak: prices up 4.2%, lender pressure 54/100. Ransom County is in its peak phase, prices up 4.2%, a 40/100 lender reading. Renville County is in its expansion phase, homes +8.0% YoY, bank stress 73/100. Richland County is peak (homes +4.7% YoY, a 85/100 lender reading). Rolette County is peak (appreciation near 4.2%, bank stress 57/100). In Sargent County, peak: up 4.2% on the year, lender pressure 69/100. DLRadar reads Sheridan County as peak — values rising 4.2%, headwind 59/100.

DLRadar reads Sioux County as peak — values rising 4.2%, bank stress 100/100. Slope County — peak, homes +4.2% YoY, headwind 100/100. Stark County: peak, homes +4.7% YoY, a 59/100 lender reading. Steele County is peak (appreciation near 4.2%, bank stress 50/100). DLRadar reads Stutsman County as peak — appreciation near 4.7%, a 60/100 lender reading. Towner County — peak, up 4.2% on the year, a 71/100 lender reading. Traill County — peak, prices up 4.2%, lender pressure 51/100.

Walsh County: peak, prices up 4.2%, lender pressure 54/100.

North Dakota opportunity phases: 26 weak, 15 early_signal, 5 watchlist, 4 peak_opportunity, 3 overheated; North Dakota average index 28.5. Best-ranked North Dakota counties: Mercer #172 (36.1), vacancy; Bottineau #183 (36.0), vacancy; Williams #279 (34.9), vacancy in North Dakota; Mckenzie #367 (34.1), vacancy; Oliver #485 (33.5), vacancy; Griggs #554 (33.1), vacancy.

North Dakota mortgages ninety-plus days late: 0.6%; North Dakota thirty-to-eighty-nine days late 1.3% (December 2025); 1 North Dakota counties sit in the CFPB sample; highest North Dakota county readings: Cass 0.4%.

North Dakota county unemployment averages 2.3% across 53 counties; North Dakota permitted 2,147 housing units in twelve months (518 multifamily); 46,218 of 377,281 North Dakota housing units are vacant; 118,956 North Dakota renter households, 26.4% spending 30%+ of income on rent.

North Dakota ZIP price-cycle phases: 1,111 peak, 152 expansion, 98 neutral, 15 contraction, 3 recovery.