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Ramsey County, ND: Foreclosures, Tax Liens & Distressed Properties

Ramsey County, ND, North Dakota: 12 ZIP codes scored, Ramsey County, ND averaging 4/100 (minimal, Ramsey, ND), from 3 to 6. Ramsey County, ND is in its peak phase (Ramsey, ND confidence 44/100): Ramsey, ND home prices up 4.2% (Ramsey, ND) over twelve months. Ramsey County, ND lender headwind: 54/100.

Highest-scoring Ramsey County, ND ZIPs: 58344 (6/100), 58321 (5/100), 58345 (5/100), 58229 (4/100), 58301 (4/100), 58325 (4/100). Also scored in Ramsey County, ND: 58327, 58330, 58362, 58382, 58338, 58377.

Across Ramsey County, ND's scored ZIPs: median home value $164,475, household income $61,184, 20.5% vacancy, 7.5% poverty, 82% owner-occupied, median age 49.0.

Ramsey County, ND insurance distress 0/100 (#2,955 in the US); FEMA hazard 0/100 for Ramsey, ND.

7 banks with 7 branches lend in Ramsey County, ND; Ramsey, ND weighted bank stress 61/100, highest 76/100 in Ramsey, ND.

Ramsey County, ND unemployment 1.8% (Ramsey, ND -1.1 pts, six months); 5 new housing units permitted in Ramsey County, ND over twelve months; Ramsey, ND home prices +6.9% a year (Ramsey, ND) over three years.

5,872 housing units in Ramsey County, ND; 2,143 Ramsey, ND renter households; 35% of Ramsey, ND renters spend 30%+ of income on rent, 17% (Ramsey, ND) half or more.

Ramsey County, ND ranks #2,889 nationally on the opportunity index (Ramsey, ND, among all ranked counties); Ramsey, ND scores 23.9/100 and Ramsey, ND sits #49 inside North Dakota. Ramsey, ND is in the weak opportunity phase; Ramsey, ND's primary driver is vacancy, Ramsey, ND second driver bank institutional; Ramsey, ND moved up 197 places. 3 short-sale listings across Ramsey, ND; 54 days on market observed in Ramsey, ND; 11.2% vacancy over 12 Ramsey, ND ZIPs.

No CFPB county sample covers Ramsey County, ND. The state reading for Ramsey, ND: 0.6% ninety-plus days late; Ramsey, ND's thirty-to-eighty-nine share is 1.3% (Ramsey, ND, December 2025 data).

Ramsey County, ND has 6 watched banks; 6 Ramsey, ND banks sit in an elevated band. Ramsey, ND footprints: Gate City Bank (1 branch, stress 76) in Ramsey, ND; Citizens Stb Of Lankin (1 branch, stress 71) in Ramsey, ND; Horizon Financial Bank (1 branch, stress 69) in Ramsey, ND.

HUD lists 1 assisted multifamily property in Ramsey County, ND with 40 units; 40 Ramsey, ND units are assisted, 1 Ramsey, ND properties under project-based Section 8.

462 of the 5,872 housing units in Ramsey, ND sit vacant. Ramsey County, ND permitted 0 multifamily units in twelve months; Ramsey, ND's one-to-four unit structures added 5 units in Ramsey County, ND.

Peak
Market phase
4.2%
Ramsey, ND HPI YoY
0%
Drawdown
44
Ramsey confidence

Highest-distress Ramsey County ZIP codes

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