ZIP 58321 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 58321 in Ramsey County, North Dakota comes in at 5, a minimal composite-distress reading. Structural risk reads 9/100 against active distress of 2/100. Its standout signals are institutional ownership (10/100), structural risk (9/100), mortgage stress (7/100). By contrast, structural risk (9/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 27/100. Roughly 0.7% live below the poverty line, a low share typical of higher-equity areas. Home values center near $256,800, an affordability ratio of 2.9× — accessible. The tenure split is 63% owner-occupied to 37% rented. Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. There are about 59 housing units across 58321. About 148 people live here, median age 33. Households earn a median $92,250 — above the roughly $78,000 national figure. Around 43% of adults hold a bachelor's degree or higher.

On the whole, 58321 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 58321's 5/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 58321, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 58321's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 58321 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.