ZIP 58321 Property Distress & Foreclosure Data

DLRadar grades ZIP 58321 (Ramsey County, North Dakota) at a minimal 13/100 for overall property distress. The latent-versus-live split is 31/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (84/100), structural risk (31/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (7/100).

The expansion-phase market in 58321 posted values that rose 8.2% over the year, 2.0% off the recent peak (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 58321 scores 27/100. Roughly 0.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $256,800 here, or 2.9 times local income. The tenure split is 63% owner-occupied to 37% rented. The vacancy rate is 29.3% — elevated. The ZIP holds roughly 59 housing units. Population is roughly 148 with a median age of 33. Households earn a median $92,250 — above the roughly $78,000 national figure. About 43% have a four-year degree.

On the whole, 58321 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
31/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 58321

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk19
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Ramsey County

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Deterministic. Every signal traces to a public dataset · methodology