ZIP 58330 Foreclosure, Tax-Lien & Distress Report

ZIP code 58330 in Ramsey County, North Dakota carries a composite property-distress score of 4/100 — a minimal reading on DLRadar's deterministic distress index. Structurally it carries 8/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are structural risk (8/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 10% of renters are cost-burdened. About 492 people live here, median age 62. Households earn a median $68,750 — near the roughly $78,000 national figure. Educational attainment sits at 35% bachelor's-or-above. The vacancy rate is 12.8% — elevated. The ZIP holds roughly 258 housing units. 10.9% of residents fall below the poverty threshold. A median home runs $92,900 here, or 1.2 times local income. The demographic-stress sub-score lands at 19/100. 61% of housing is owner-occupied.

On the whole, 58330 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 58330 read uses the identical scoring model applied coast to coast, which means its 4/100 score means exactly what it means anywhere else, and 58330 stays directly comparable to neighboring ZIPs and the rest of Ramsey County, North Dakota. Where the record is thin for 58330, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 58330 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 4/100 roll-up. Practically, 58330 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.