ZIP 58220 Property Distress & Foreclosure Data

ZIP code 58220 in Pembina County, North Dakota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 30/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (96/100), structural risk (30/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 8.2% over the trailing year, 2.0% off the recent peak, and 11% higher over three years (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 6.3% — low. Around 18% of renters are cost-burdened. At $61,875, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 24/100. The vacancy rate is 15.4% — elevated. 2,215 residents call 58220 home, typically aged 43. Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,169 housing units. The typical home is worth about $183,200 (2.7× income, relatively affordable). 67% of housing is owner-occupied.

Taken together, 58220 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.