ZIP 58220 Foreclosure, Tax-Lien & Distress Report
Pembina County, North Dakota · High Vacancy market
DLRadar grades ZIP 58220 (Pembina County, North Dakota) at a minimal 13/100 for overall property distress. The latent-versus-live split is 31/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (100/100), structural risk (31/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.
The market reads peak — home values rose 4.2% year on year, and 11% higher over three years (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The poverty rate is 6.3% — low. Rent burden reaches 18% of tenant households. Households earn a median $61,875 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. About 2,215 people live here, median age 43. Educational attainment sits at 30% bachelor's-or-above. The ZIP holds roughly 1,169 housing units. A median home runs $183,200 here, or 2.7 times local income. 67% of housing is owner-occupied.
Taken together, 58220 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 58220 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 58220 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 58220 can be compared directly against any other ZIP in Pembina County, North Dakota or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 58220 shows blanks, not estimates, wherever the record is sparse.
The 13/100 figure for 58220 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 58220 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 58220
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 58220 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 58220, the same set carried on every parcel.
Adjacent Pembina County ZIP reports
Nearest ZIP codes to 58220
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring North Dakota distress
Other reports tied to Pembina County, North Dakota — ZIP, county and statewide.
Get the full acquisition report for 58220
The full 58220 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology