Pembina County, ND: Foreclosures, Tax Liens & Distressed Properties

Pembina County, North Dakota sits inside DLRadar's nationwide distress index, built entirely from public records. ZIP-level distress ranges from 13/100 at the top down to 7/100. Bank/credit headwind for the county is 43 on a 0–100 scale, a moderate reading. The county spans 14 scored ZIP codes, averaging 12/100 composite distress.

The peak-phase county posted home values that rose 4.2% over twelve months (phase confidence 44/100). On a market plateau, broad sweeps stop paying leaving the wins in individual deals.

With Pembina County flat at +4.2% YoY (44/100 confidence), selectivity rules and a county-wide sweep stays on the shelf. A moderate 43/100 lender headwind implies a blend the ZIP scores sort out.

Highest scores land in 58216 (13/100), 58220 (13/100), 58222 (13/100), 58236 (13/100), 58238 (13/100), 58241 (13/100); each opens to a full parcel breakdown. Coverage extends to 58262, 58265, 58271, 58276, 58225, 58227, 58243, 58282 among others.

Profile-wise, the Pembina County ZIPs on file run a median age of 46.1, a median household income near $70,499 (near the US norm), an owner-occupied share of 81%, a 9.2% poverty rate, median home values around $123,308 (below the national figure), vacancy near 18.4%. Income, equity and tenure like these drive where pressure builds and how liquid the exit will be.

Pembina County, North Dakota's 12/100 average over 14 ZIPs says Pembina County rewards parcel-by-parcel work and not a county-wide play. A DLRadar subscription opens every Pembina County parcel: owner, mailing address, APN, a parcel-level score plus bank exposure and liquidity read.

Whether Pembina County, North Dakota carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Pembina County can be compared directly against any county in the country.

The way to work Pembina County, North Dakota is top-down — start with the highest-scoring ZIPs (up to 13/100 here), then drill to the parcels driving those numbers, rather than blanketing Pembina County with undifferentiated outreach. All of it is deterministic and auditable: Pembina County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Pembina County leads with 58216 (13/100), 58220 (13/100), 58222 (13/100), 58236 (13/100), 58238 (13/100), 58241 (13/100). DLRadar also scores 58262, 58265, 58271, 58276, 58225, 58227, 58243, 58282 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Pembina County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.