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Pembina County, ND: Foreclosures, Tax Liens & Distressed Properties

Pembina County, ND, North Dakota: 14 ZIP codes scored, Pembina County, ND averaging 11/100 (minimal, Pembina, ND), from 4 to 13. Pembina County, ND is in its peak phase (Pembina, ND confidence 44/100): Pembina, ND home prices up 4.2% (Pembina, ND) over twelve months. Pembina County, ND lender headwind: 43/100.

Highest-scoring Pembina County, ND ZIPs: 58216 (13/100), 58220 (13/100), 58222 (13/100), 58236 (13/100), 58238 (13/100), 58241 (13/100). Also scored in Pembina County, ND: 58262, 58265, 58271, 58276, 58225, 58243, 58227, 58282.

Across Pembina County, ND's scored ZIPs: median home value $123,308, household income $70,499, 18.4% vacancy, 9.2% poverty, 81% owner-occupied, median age 46.1.

Pembina County, ND insurance distress 0/100 (#2,953 in the US); FEMA hazard 0/100 for Pembina, ND; Pembina, ND construction distress 88/100.

4 banks with 10 branches lend in Pembina County, ND; Pembina, ND weighted bank stress 58/100, highest 67/100 in Pembina, ND.

Pembina County, ND unemployment 5.8% (Pembina, ND +1.0 pts, six months); Pembina, ND home prices +4.4% a year (Pembina, ND) over three years.

3,503 housing units in Pembina County, ND; 754 Pembina, ND renter households; 27% of Pembina, ND renters spend 30%+ of income on rent, 13% (Pembina, ND) half or more.

Pembina County, ND ranks #2,003 nationally on the opportunity index (Pembina, ND, among all ranked counties); Pembina, ND scores 27.7/100 and Pembina, ND sits #28 inside North Dakota. Pembina, ND is in the weak opportunity phase; Pembina, ND's primary driver is vacancy, Pembina, ND second driver construction; Pembina, ND moved down 1,230 places. 1 short-sale listings across Pembina, ND; 9 days on market observed in Pembina, ND; 16.7% vacancy over 14 Pembina, ND ZIPs.

No CFPB county sample covers Pembina County, ND. The state reading for Pembina, ND: 0.6% ninety-plus days late; Pembina, ND's thirty-to-eighty-nine share is 1.3% (Pembina, ND, December 2025 data).

Pembina County, ND has 4 watched banks; 4 Pembina, ND banks sit in an elevated band. Pembina, ND footprints: Kodabank (6 branches, stress 56) in Pembina, ND; First United Bank (2 branches, stress 56) in Pembina, ND; United Valley Bank (1 branch, stress 67) in Pembina, ND.

530 of the 3,503 housing units in Pembina, ND sit vacant.

Peak
Market phase
4.2%
Pembina, ND HPI YoY
0%
Drawdown
44
Pembina confidence

Pembina County ZIPs ranked by distress

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