ZIP 58265 Foreclosure, Tax-Lien & Distress Report

In Pembina County, North Dakota, ZIP 58265 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (32/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. On the structural side it scores 32/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $108,300, an affordability ratio of 1.2× — accessible. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 91% of homes, renters 9%. 12.8% of residents fall below the poverty threshold. Rent burden reaches 100% of tenant households. Population is roughly 533 with a median age of 39. There are about 213 housing units across 58265. Educational attainment sits at 13% bachelor's-or-above. At $87,639, median income runs above typical U.S. levels.

Taken together, 58265 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 58265 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 58265 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 58265, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 for 58265 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 58265 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.