ZIP 58282 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 58282 (Pembina County, North Dakota) returns a minimal composite of 7/100. The latent-versus-live split is 15/100 structural and 1/100 already moving. The pressure is most legible in construction/permit lag (40/100), structural risk (15/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 44/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $49,500, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 38% of tenant households. The typical home is worth about $107,300 (2.2× income, relatively affordable). The poverty rate is 13.8%. On demographic stress specifically, 58282 scores 27/100. 1,240 residents call 58282 home, typically aged 46. The ZIP holds roughly 692 housing units. Vacancy runs 10.8%. The tenure split is 72% owner-occupied to 28% rented.

Net-net, 58282 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 58282 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 58282's 7/100 can be lined up against any neighbor in Pembina County, North Dakota or any ZIP coast to coast. Where the public record is thin for 58282, the field stays empty rather than modeled, and fills in as new documents post.

The 7/100 figure for 58282 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 58282 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.