ZIP 58338 Property Distress & Foreclosure Data

ZIP code 58338 in Ramsey County, North Dakota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 31/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (100/100), structural risk (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 8.2% year on year, 2.0% off the recent peak (phase confidence 57/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 112 people live here, median age 51. Owners hold 84% of homes, renters 16%. Home values center near $113,900, an affordability ratio of 1.9× — accessible. 4.5% of residents fall below the poverty threshold. The vacancy rate is 38.0% — elevated. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. The ZIP holds roughly 77 housing units. Median household income is $61,875, below the U.S. median near $78,000.

Net-net, 58338 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.