ZIP 58327 Foreclosure, Tax-Lien & Distress Report

Ramsey County, North Dakota's ZIP 58327 registers 4/100 composite distress, which DLRadar reads as minimal. The split runs 8/100 structural to 1/100 active on the ground. Its standout signals are structural risk (8/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 44/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $61,750, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 30/100. 6.8% of residents fall below the poverty threshold. About 20% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. The vacancy rate is 4.0%. About 325 people live here, median age 28. Home values center near $242,000, an affordability ratio of 3.0× — accessible. Rent burden reaches 67% of tenant households. The ZIP holds roughly 146 housing units.

On balance 58327 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 58327 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 58327 runs through one identical public-record model, so its 4/100 sits on the same scale as every other ZIP in Ramsey County, North Dakota and the nation. 58327 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 4/100 figure for 58327 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 58327 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.