ZIP 58327 Property Distress & Foreclosure Data

Composite property distress in 58327 (Ramsey County, North Dakota) lands at 14/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 33/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (33/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 58327 posted values that rose 8.2% over the year, 2.0% off the recent peak (phase confidence 57/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $61,750 — below the roughly $78,000 national figure. On demographic stress specifically, 58327 scores 30/100. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. About 20% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. The vacancy rate is 4.0%. Population is roughly 325 with a median age of 28. A median home runs $242,000 here, or 3.0 times local income. Around 67% of renters are cost-burdened. The ZIP holds roughly 146 housing units.

On balance 58327 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.