ZIP 58301 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 58301 (Ramsey County, North Dakota) at a minimal 4/100 for overall property distress. On the structural side it scores 8/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (8/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 17% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

Median household income is $58,688, below the U.S. median near $78,000. 10,046 residents call 58301 home, typically aged 39. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 27% have a four-year degree. There are about 5,081 housing units across 58301. The typical home is worth about $205,000 (3.5× income, relatively affordable). DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 10.4%. Rent burden reaches 30% of tenant households. The tenure split is 56% owner-occupied to 44% rented.

Overall, 58301 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 58301 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 58301's 4/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 58301 shows blanks, not estimates, wherever the record is sparse.

58301's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 58301 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.