ZIP 58301 Property Distress & Foreclosure Data

ZIP code 58301 in Ramsey County, North Dakota carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 33/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (100/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 8.2% over the trailing year, 2.0% off the recent peak, and 17% higher over three years (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $58,688, median income runs below typical U.S. levels. 10,046 residents call 58301 home, typically aged 39. The poverty rate is 17.7% — high, a tax-stress and distress correlate. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,081 housing units. The typical home is worth about $205,000 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 31/100. The vacancy rate is 10.4%. Around 30% of renters are cost-burdened. 56% of housing is owner-occupied.

Overall, 58301 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.