Ramsey County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ramsey County, ND distress report, 2026: 12 ZIPs scored in Ramsey, ND, Ramsey, ND average 4/100; the top Ramsey, ND ZIP is 58321 at 5/100; Ramsey, ND market phase peak, Ramsey, ND prices +4.2% year over year.
- Ramsey, ND ranks #2,889 nationally (opportunity index); Ramsey, ND #49 in North Dakota; Ramsey, ND index 23.9.
- Ramsey, ND: no CFPB county sample; Ramsey, ND state reading 0.6%.
- Ramsey, ND ZIP phases: 12 peak.
- Ramsey, ND residential listings tracked: 24 across 10 ZIPs; Ramsey, ND candidate listings 16.
- Ramsey, ND HUD assisted properties: 1 with 40 units.
- Ramsey, ND lenders on watch: 6; largest Ramsey, ND footprint Gate City Bank (1 branch).
- Ramsey, ND most distressed ZIP: 58321 at 5/100.
Ramsey, ND figures: DLRadar distress index; Ramsey, ND inputs: CFPB, FHFA, HUD, FDIC; Ramsey, ND rebuilt as sources refresh.
| Rank | Ramsey, ND ZIP | Score |
|---|---|---|
| 1 | 58321 | 5/100 |
| 2 | 58344 | 5/100 |
| 3 | 58345 | 5/100 |
| 4 | 58229 | 4/100 |
| 5 | 58301 | 4/100 |
| 6 | 58325 | 4/100 |
| 7 | 58327 | 4/100 |
| 8 | 58330 | 4/100 |
| 9 | 58362 | 4/100 |
| 10 | 58382 | 4/100 |
| 11 | 58338 | 3/100 |
| 12 | 58377 | 3/100 |
Most distressed Ramsey, ND ZIPs (0-100, 2026)
Mortgage delinquency around Ramsey, ND
No CFPB county sample covers Ramsey, ND; the state reading for Ramsey, ND: 0.6% ninety-plus; Ramsey, ND area thirty-to-eighty-nine 1.3% (December 2025, Ramsey, ND).
Opportunity index: Ramsey, ND
Ramsey, ND index 23.9, Ramsey, ND phase weak; Ramsey, ND primary driver vacancy, Ramsey, ND second driver bank institutional. Ramsey, ND components: property stress 11.1, foreclosure pressure 9.0, listing discounts 29.9, bank stress 55.3, insurance 0.0; Ramsey, ND pulse 24.4; Ramsey, ND capital opportunity 23.1; Ramsey, ND seven-day change +0.1%.
ZIP market phases inside Ramsey, ND
12 Ramsey, ND ZIPs carry a price-cycle phase; Ramsey, ND ZIPs by phase (Ramsey, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Ramsey, ND): 58229, 58301, 58321, 58325, Ramsey, ND 58327, 58330, 58338, 58344, Ramsey, ND 58345, 58362, 58377, 58382.
Residential listings by Ramsey, ND ZIP
Ramsey, ND ZIPs with the most tracked Ramsey, ND residential listings: 58301 21 listings, 14 candidates, bank pressure 61; 58321 1 listings, 1 candidates, bank pressure 63; 58330 1 listings, 1 candidates, bank pressure 60; 58382 1 listings, 0 candidates, bank pressure 61 (Ramsey, ND); 58325 0 listings, 0 candidates, bank pressure 61; 58327 0 listings, 0 candidates, bank pressure 61; 58338 0 listings, 0 candidates, bank pressure 60; 58345 0 listings, 0 candidates, bank pressure 62. Ramsey, ND totals: 24 listings; Ramsey, ND candidates 16; active ZIPs 3.
HUD assisted housing in Ramsey, ND
1 assisted properties with 40 units sit in Ramsey, ND; largest Ramsey, ND properties: Holiday Village (Devils Lake) 40 units, 40 assisted.
Lenders with branches in Ramsey, ND
Ramsey, ND lenders by branch count: Gate City Bank (Ramsey, ND): stress 76, 1 branch low in Ramsey, ND; Citizens Stb Of Lankin (Ramsey, ND): stress 71, 1 branch low in Ramsey, ND; Horizon Financial Bank (Ramsey, ND): stress 69, 1 branch low in Ramsey, ND; Bravera Bank (Ramsey, ND): stress 61, 1 branch low in Ramsey, ND; First United Bank (Ramsey, ND): stress 56, 1 branch low in Ramsey, ND; Western State Bank (Ramsey, ND): stress 39, 1 branch low in Ramsey, ND.
Vacancy and permits, Ramsey, ND
462 of 5,872 Ramsey, ND housing units are vacant; Ramsey, ND permits, twelve months: 0 multifamily units in Ramsey, ND, 5 one-to-four unit units.
Work Ramsey, ND at the parcel level
Every Ramsey, ND parcel carries owner and address; every Ramsey, ND parcel carries APN; Ramsey, ND distress scores sit on the Ramsey, ND live board.
Ramsey, ND figures refresh with each source.
Ramsey, ND questions
Most distressed ZIP code in Ramsey County, ND?
ZIP 58321 leads Ramsey, ND at 5/100; next in Ramsey, ND: 58344 at 5/100; the Ramsey, ND average is 4/100.
Where does Ramsey County, ND rank for investment opportunity?
Ramsey, ND is #2,889 among all ranked counties, #49 in North Dakota; the Ramsey, ND driver is vacancy; Ramsey, ND moved up 197 places.
How many mortgages are delinquent in Ramsey County, ND?
Ramsey, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Ramsey, ND.
Which banks lend in Ramsey County, ND?
6 watched lenders hold Ramsey, ND branches; the largest Ramsey, ND footprints are Gate City Bank (1), Citizens Stb Of Lankin (1), Horizon Financial Bank (1).
More on Ramsey, ND
Ramsey County, ND distress report: public-record figures for Ramsey, ND; not legal advice for Ramsey, ND; not tax or investment advice; verify every Ramsey, ND record before acting.