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Mchenry County, ND: Foreclosures, Tax Liens & Distressed Properties

Mchenry County, ND, North Dakota: 19 ZIP codes scored, Mchenry County, ND averaging 8/100 (minimal, Mchenry, ND), from 3 to 21. Mchenry County, ND is in its expansion phase (Mchenry, ND confidence 79/100): Mchenry, ND home prices up 8.0% (Mchenry, ND) over twelve months. Mchenry County, ND lender headwind: 60/100.

Highest-scoring Mchenry County, ND ZIPs: 58778 (21/100), 58723 (18/100), 58748 (16/100), 58762 (16/100), 58384 (13/100), 58768 (9/100). Also scored in Mchenry County, ND: 58740, 58710, 58790, 58368, 58731, 58736, 58789, 58712, 58713, 58741.

Across Mchenry County, ND's scored ZIPs: median home value $181,833, household income $76,886, 24.7% vacancy, 7.0% poverty, 84% owner-occupied, median age 43.4.

Mchenry County, ND insurance distress 0/100 (#2,950 in the US); FEMA hazard 0/100 for Mchenry, ND; Mchenry, ND construction distress 7/100.

4 banks with 6 branches lend in Mchenry County, ND; Mchenry, ND weighted bank stress 63/100, highest 76/100 in Mchenry, ND.

Mchenry County, ND unemployment 2.9% (Mchenry, ND -3.1 pts, six months); 17 new housing units permitted in Mchenry County, ND over twelve months, Mchenry, ND up 70% from 10; Mchenry, ND home prices +10.7% a year (Mchenry, ND) over three years.

2,833 housing units in Mchenry County, ND; 446 Mchenry, ND renter households; 15% of Mchenry, ND renters spend 30%+ of income on rent, 6% (Mchenry, ND) half or more.

Mchenry County, ND ranks #2,443 nationally on the opportunity index (Mchenry, ND, among all ranked counties); Mchenry, ND scores 26.1/100 and Mchenry, ND sits #40 inside North Dakota. Mchenry, ND is in the weak opportunity phase; Mchenry, ND's primary driver is vacancy, Mchenry, ND second driver bank institutional; Mchenry, ND moved down 482 places. 2 short-sale listings across Mchenry, ND; 4 days on market observed in Mchenry, ND; 18.4% vacancy over 19 Mchenry, ND ZIPs.

No CFPB county sample covers Mchenry County, ND. The state reading for Mchenry, ND: 0.6% ninety-plus days late; Mchenry, ND's thirty-to-eighty-nine share is 1.3% (Mchenry, ND, December 2025 data).

Mchenry County, ND has 4 watched banks; 4 Mchenry, ND banks sit in an elevated band. Mchenry, ND footprints: Merchants Bank (3 branches, stress 59) in Mchenry, ND; First State Bank Of Harvey (1 branch, stress 76) in Mchenry, ND; Peoples State Bank Of Velva (1 branch, stress 63) in Mchenry, ND.

589 of the 2,833 housing units in Mchenry, ND sit vacant. Mchenry County, ND permitted 0 multifamily units in twelve months; Mchenry, ND's one-to-four unit structures added 17 units in Mchenry County, ND.

Expansion
Market phase
8%
Mchenry, ND HPI YoY
0%
Drawdown
79
Mchenry confidence

Top Mchenry County ZIP codes by stress score

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