Mchenry County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mchenry County, ND distress report, 2026: 19 ZIPs scored in Mchenry, ND, Mchenry, ND average 8/100; the top Mchenry, ND ZIP is 58778 at 21/100; Mchenry, ND market phase expansion, Mchenry, ND prices +8.0% year over year.
- Mchenry, ND ranks #2,443 nationally (opportunity index); Mchenry, ND #41 in North Dakota; Mchenry, ND index 26.1.
- Mchenry, ND: no CFPB county sample; Mchenry, ND state reading 0.6%.
- Mchenry, ND ZIP phases: 15 expansion, 4 peak.
- Mchenry, ND residential listings tracked: 3 across 12 ZIPs; Mchenry, ND candidate listings 1.
- Mchenry, ND lenders on watch: 4; largest Mchenry, ND footprint Merchants Bank (3 branches).
- Mchenry, ND most distressed ZIP: 58778 at 21/100.
Mchenry, ND figures: DLRadar distress index; Mchenry, ND inputs: CFPB, FHFA, HUD, FDIC; Mchenry, ND rebuilt as sources refresh.
| Rank | Mchenry, ND ZIP | Score |
|---|---|---|
| 1 | 58778 | 21/100 |
| 2 | 58723 | 19/100 |
| 3 | 58748 | 17/100 |
| 4 | 58762 | 16/100 |
| 5 | 58384 | 14/100 |
| 6 | 58768 | 9/100 |
| 7 | 58740 | 6/100 |
| 8 | 58710 | 5/100 |
| 9 | 58790 | 5/100 |
| 10 | 58368 | 4/100 |
| 11 | 58731 | 4/100 |
| 12 | 58736 | 4/100 |
Most distressed Mchenry, ND ZIPs (0-100, 2026)
Mortgage delinquency around Mchenry, ND
No CFPB county sample covers Mchenry, ND; the state reading for Mchenry, ND: 0.6% ninety-plus; Mchenry, ND area thirty-to-eighty-nine 1.3% (December 2025, Mchenry, ND).
Opportunity index: Mchenry, ND
Mchenry, ND index 26.1, Mchenry, ND phase weak; Mchenry, ND primary driver vacancy, Mchenry, ND second driver bank institutional. Mchenry, ND components: property stress 20.3, foreclosure pressure 16.6, listing discounts 15.7, bank stress 61.2, insurance 0.0; Mchenry, ND pulse 31.5; Mchenry, ND capital opportunity 18.1; Mchenry, ND seven-day change +0.1%.
ZIP market phases inside Mchenry, ND
19 Mchenry, ND ZIPs carry a price-cycle phase; Mchenry, ND ZIPs by phase (Mchenry, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Mchenry, ND): 58723; peak, +4.4% YoY, 0.0% off peak (Mchenry, ND): 58368; peak, +4.5% YoY, 0.0% off peak (Mchenry, ND): 58778; peak, +5.0% YoY, 0.0% off peak (Mchenry, ND): 58748; expansion, +5.0% YoY, 0.0% off peak (Mchenry, ND): 58384; expansion, +5.1% YoY, 0.0% off peak (Mchenry, ND): 58762; expansion, +5.7% YoY, 0.0% off peak (Mchenry, ND): 58710; expansion, +6.9% YoY, 0.0% off peak (Mchenry, ND): 58736; expansion, +7.6% YoY, 0.0% off peak (Mchenry, ND): 58789; expansion, +7.8% YoY, 0.0% off peak (Mchenry, ND): 58788; expansion, +7.9% YoY, 0.0% off peak (Mchenry, ND): 58740; expansion, +8.0% YoY (Mchenry, ND): 58712, 58713, 58731, 58741, Mchenry, ND 58744.
Residential listings by Mchenry, ND ZIP
Mchenry, ND ZIPs with the most tracked Mchenry, ND residential listings: 58710 1 listings, 0 candidates, bank pressure 64; 58790 1 listings, 1 candidates, bank pressure 67; 58792 1 listings, 0 candidates, bank pressure 65; 58712 0 listings, 0 candidates, bank pressure 65 (Mchenry, ND); 58713 0 listings, 0 candidates, bank pressure 65; 58731 0 listings, 0 candidates, bank pressure 67; 58736 0 listings, 0 candidates, bank pressure 64; 58741 0 listings, 0 candidates, bank pressure 65. Mchenry, ND totals: 3 listings; Mchenry, ND candidates 1; active ZIPs 2.
Lenders with branches in Mchenry, ND
Mchenry, ND lenders by branch count: Merchants Bank (Mchenry, ND): stress 59, 3 branches low in Mchenry, ND; First State Bank Of Harvey (Mchenry, ND): stress 76, 1 branch low in Mchenry, ND; Peoples State Bank Of Velva (Mchenry, ND): stress 63, 1 branch low in Mchenry, ND; Bravera Bank (Mchenry, ND): stress 61, 1 branch low in Mchenry, ND.
Vacancy and permits, Mchenry, ND
589 of 2,833 Mchenry, ND housing units are vacant; Mchenry, ND permits, twelve months: 0 multifamily units in Mchenry, ND, 17 one-to-four unit units.
Work Mchenry, ND at the parcel level
Every Mchenry, ND parcel carries owner and address; every Mchenry, ND parcel carries APN; Mchenry, ND distress scores sit on the Mchenry, ND live board.
Mchenry, ND figures refresh with each source.
Mchenry, ND questions
Most distressed ZIP code in Mchenry County, ND?
ZIP 58778 leads Mchenry, ND at 21/100; next in Mchenry, ND: 58723 at 19/100; the Mchenry, ND average is 8/100.
Where does Mchenry County, ND rank for investment opportunity?
Mchenry, ND is #2,443 among all ranked counties, #41 in North Dakota; the Mchenry, ND driver is vacancy; Mchenry, ND moved down 482 places.
How many mortgages are delinquent in Mchenry County, ND?
Mchenry, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Mchenry, ND.
Which banks lend in Mchenry County, ND?
4 watched lenders hold Mchenry, ND branches; the largest Mchenry, ND footprints are Merchants Bank (3), First State Bank Of Harvey (1), Peoples State Bank Of Velva (1).
More on Mchenry, ND
Mchenry County, ND distress report: public-record figures for Mchenry, ND; not legal advice for Mchenry, ND; not tax or investment advice; verify every Mchenry, ND record before acting.