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Mchenry County, ND: Home-Insurance Distress & Forced-Sale Pressure

Mchenry County, ND: 0/100 (low) home-insurance distress; Mchenry, ND band ZERO; Mchenry, ND #2,950 of 3,222 counties; Mchenry, ND #41 of 53 in North Dakota; Mchenry, ND coverage multiplier 0.70.

FEMA hazard, Mchenry, ND: 0/100; Mchenry, ND declarations, three years: none; Mchenry, ND five-year count 3 (severity 3.0); Mchenry, ND ten-year 3.

Declared incidents on the Mchenry, ND record: 2023 Flood 1 (Mchenry, ND).

NFIP claims, Mchenry, ND, three years: none; Mchenry, ND claim-stress 0/100.

Mchenry, ND monthly score: 0 in every month from March 2026 (Mchenry, ND) through October 2026.

Mchenry, ND components: all zero this month; Mchenry, ND climate multiplier 0.70.

Construction distress, Mchenry, ND: 7/100 as of August 2026 (Mchenry, ND: 7/100 one-to-four unit, 0/100 multifamily).

Mchenry, ND ZIPs, June 2026 (Mchenry, ND, 16 highest): score 0 (Mchenry, ND), climate 46 (Mchenry, ND): 58778; score 0 (Mchenry, ND), climate 44 (Mchenry, ND): 58768; score 0 (Mchenry, ND), climate 30 (Mchenry, ND): 58723; score 0 (Mchenry, ND), climate 29 (Mchenry, ND): 58740, 58790; score 0 (Mchenry, ND), climate 23 (Mchenry, ND): 58731; score 0 (Mchenry, ND), climate 20 (Mchenry, ND): 58384, 58748, 58762; score 0 (Mchenry, ND), climate 18 (Mchenry, ND): 58712, 58713, 58741, 58744, Mchenry, ND 58789, 58792; score 0 (Mchenry, ND), climate 17 (Mchenry, ND): 58788.

DLRadar rescores Mchenry, ND monthly; Mchenry, ND readings join Mchenry, ND foreclosure, lien and ownership parcels (Mchenry, ND), so cost-squeezed Mchenry, ND owners surface before listing.

Inside North Dakota, Mchenry County ranks 41st of 53 counties for home-insurance distress at 0/100; Logan County (0/100) sits just above Mchenry County, and Mcintosh County (0/100) sits just below Mchenry County.

Insurance distress
0/100
Mchenry, ND: ZERO
National rank
#2950
Mchenry, ND: of 3,222 counties
FEMA hazard
0/100
Mchenry County hazard
NFIP claim stress
0/100
Mchenry, ND 3-year
Flood claims (3y)
0
Mchenry, ND
Claims paid (3y)
$0
Mchenry, ND payouts
Per claim
$0
Mchenry, ND
Construction distress
7/100
Mchenry, ND

Deterministic. Every Mchenry County, ND signal traces to a public Mchenry dataset (FEMA, NFIP, Census for Mchenry, ND) · how insurance distress works in Mchenry, ND · methodology

FAQ: Mchenry County, ND insurance distress

What is the Mchenry County, ND home-insurance-distress score?

Mchenry, ND: 0/100 (ZERO), #2,950 of 3,222, #41 in North Dakota. FEMA hazard, Mchenry, ND: 0/100; NFIP stress, Mchenry, ND: 0/100; construction, Mchenry, ND: 7/100; Mchenry, ND rescores monthly.

Is Mchenry County insurance distress getting better or worse (ND)?

Mchenry, ND: 0 in March 2026; Mchenry, ND: 0 in October 2026 (unchanged).

Which Mchenry County ZIP codes carry the most insurance distress (ND)?

Mchenry, ND, June 2026: 58778 at 0, 58768 at 0, 58723 at 0, 58740 at 0; Mchenry, ND climate scores there: 46, 44, 30, 29.

Why does Mchenry, ND insurance distress create sellers?

A Mchenry, ND premium outruns the Mchenry, ND budget; a carrier leaves Mchenry, ND; Mchenry, ND carrying cost passes plan; Mchenry, ND owners sell while current; Mchenry, ND insurance distress leads Mchenry, ND foreclosure data.

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