ZIP 58731 Property Distress & Foreclosure Data

DLRadar grades ZIP 58731 (Mchenry County, North Dakota) at a minimal 6/100 for overall property distress. Property-level stress concentrates in construction/permit lag (18/100), structural risk (13/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low. Structural risk reads 13/100 against active distress of 1/100.

The market reads neutral — home values rose 4.4% year on year, 2.1% off the recent peak, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 412 people live here, median age 39. Median household income is $98,571, above the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. Vacancy runs 11.0%. Home values center near $200,000, an affordability ratio of 1.4× — accessible. There are about 128 housing units across 58731. DLRadar's demographic-stress index for the area reads 17/100. 0.5% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Educational attainment sits at 24% bachelor's-or-above.

Overall 58731 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
13/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 58731

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk23
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mchenry County

Unlock the full ZIP 58731 acquisition report

Get every distressed property in 58731 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology