ZIP 58712 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 58712 (Mchenry County, North Dakota) at a minimal 3/100 for overall property distress. Structural exposure scores 6 and live distress 2 on the 0–100 scale. Leading the profile are structural risk (6/100), mortgage stress (5/100), institutional ownership (3/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 8.0% year on year (phase confidence 79/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

79% of housing is owner-occupied. Vacancy runs 33.9%, above the national norm and a classic distress-and-opportunity signal. Around 19% of adults hold a bachelor's degree or higher. The poverty rate is 5.7% — low. A median home runs $104,700 here, or 2.4 times local income. At $42,917, median income runs below typical U.S. levels. On demographic stress specifically, 58712 scores 26/100. The ZIP holds roughly 66 housing units. 70 residents call 58712 home, typically aged 65.

Taken together, 58712 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 58712 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 3/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 58712, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 58712's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 58712 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.