ZIP 58790 Property Distress & Foreclosure Data

DLRadar grades ZIP 58790 (Mchenry County, North Dakota) at a minimal 8/100 for overall property distress. The latent-versus-live split is 17/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (23/100), structural risk (17/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, 2.1% off the recent peak (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 11.3% — elevated. The poverty rate is 9.8%. The demographic-stress sub-score lands at 27/100. Around 31% of renters are cost-burdened. Around 25% of adults hold a bachelor's degree or higher. 74% of housing is owner-occupied. The typical home is worth about $224,600 (2.9× income, relatively affordable). 1,500 residents call 58790 home, typically aged 39. At $81,563, median income runs near typical U.S. levels. The ZIP holds roughly 678 housing units.

On balance, 58790 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
17/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 58790

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk29
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mchenry County

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Deterministic. Every signal traces to a public dataset · methodology