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ZIP 58781 Foreclosure, Tax-Lien & Distress Report

Ward County, North Dakota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 58781 in Ward County, North Dakota comes in at 15, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (71/100). The latent-versus-live split is 34/100 structural and 2/100 already moving. Its standout signals are structural risk (34/100), institutional ownership (13/100), mortgage stress (7/100). mortgage stress (7/100) and construction/permit lag (6/100) stay muted.

The expansion-phase market in 58781 posted values that rose 8.0% over the year, at 79/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $103,750 — above the roughly $78,000 national figure. The vacancy rate is 13.7% — elevated. 4.8% of residents fall below the poverty threshold. Owners hold 95% of homes, renters 5%. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 297 housing units. Rent burden reaches 64% of tenant households. A median home runs $282,400 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 691 with a median age of 40.

Net-net, 58781 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 58781 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 58781's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 58781 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 58781 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 58781 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
34/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 58781

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk71
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 58781 distress snapshot

Current distress, phase, housing and lender-pressure figures for 58781, drawn from the same report attached to each property.

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