ZIP 58735 Foreclosure, Tax-Lien & Distress Report

ZIP code 58735 in Ward County, North Dakota carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic distress index. On the structural side it scores 31/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (62/100)). Leading the profile are structural risk (31/100), institutional ownership (19/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (6/100) stay muted.

The market reads expansion — home values rose 6.4% year on year (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 534 people live here, median age 36. Owners hold 92% of homes, renters 8%. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 67% of tenant households. The typical home is worth about $308,300 (2.6× income, relatively affordable). 2.4% of residents fall below the poverty threshold. There are about 300 housing units across 58735. Educational attainment sits at 48% bachelor's-or-above. Vacancy runs 47.1%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $126,458 — above the roughly $78,000 national figure.

Net-net, 58735 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 58735 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 58735 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 58735, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 figure for 58735 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 58735 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.