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Ward County, ND: Foreclosures, Tax Liens & Distressed Properties

Ward County, ND, North Dakota: 24 ZIP codes scored, Ward County, ND averaging 11/100 (minimal, Ward, ND), from 4 to 16. Ward County, ND is in its expansion phase (Ward, ND confidence 79/100): Ward, ND home prices up 8.0% (Ward, ND) over twelve months. Ward County, ND lender headwind: 71/100.

Highest-scoring Ward County, ND ZIPs: 58716 (16/100), 58759 (15/100), 58779 (15/100), 58701 (14/100), 58703 (14/100), 58704 (14/100). Also scored in Ward County, ND: 58705, 58707, 58722, 58733, 58735, 58781, 58785, 58756, 58718, 58768.

Across Ward County, ND's scored ZIPs: median home value $208,914, household income $79,369, 16.8% vacancy, 4.4% poverty, 80% owner-occupied, median age 39.4.

Ward County, ND insurance distress 17/100 (#2,396 in the US); FEMA hazard 0/100 for Ward, ND; 1 Ward, ND NFIP flood claims, $2K paid; Ward, ND construction distress 2/100.

11 banks with 20 branches lend in Ward County, ND; Ward, ND weighted bank stress 69/100, highest 77/100 in Ward, ND.

Ward County, ND unemployment 2.0% (Ward, ND -1.2 pts, six months); 165 new housing units permitted in Ward County, ND over twelve months, Ward, ND up 70% from 97; Ward, ND home prices +5.8% a year (Ward, ND) over three years.

32,487 housing units in Ward County, ND; 10,772 Ward, ND renter households; 35% of Ward, ND renters spend 30%+ of income on rent, 17% (Ward, ND) half or more.

Ward County, ND ranks #2,141 nationally on the opportunity index (Ward, ND, among all ranked counties); Ward, ND scores 27.2/100 and Ward, ND sits #32 inside North Dakota. Ward, ND is in the weak opportunity phase; Ward, ND's primary driver is vacancy, Ward, ND second driver bank institutional; Ward, ND moved up 386 places. 48 short-sale listings across Ward, ND; 42 days on market observed in Ward, ND; 12.3% vacancy over 24 Ward, ND ZIPs.

No CFPB county sample covers Ward County, ND. The state reading for Ward, ND: 0.6% ninety-plus days late; Ward, ND's thirty-to-eighty-nine share is 1.3% (Ward, ND, December 2025 data).

Ward County, ND has 7 watched banks; 7 Ward, ND banks sit in an elevated band. Ward, ND footprints: State Bank&Trust Of Kenmare (3 branches, stress 77) in Ward, ND; First International B&T (3 branches, stress 72) in Ward, ND; First Western Bank&Trust (3 branches, stress 68) in Ward, ND.

HUD lists 5 assisted multifamily properties in Ward County, ND with 373 units; 168 Ward, ND units are assisted, 2 Ward, ND properties under project-based Section 8.

3,919 of the 32,487 housing units in Ward, ND sit vacant. Ward County, ND permitted 36 multifamily units in twelve months; Ward, ND's one-to-four unit structures added 129 units in Ward County, ND.

Expansion
Market phase
8%
Ward, ND HPI YoY
0%
Drawdown
79
Ward confidence

Top Ward County ZIP codes by stress score

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