ZIP 58540 Property Distress & Foreclosure Data

ZIP code 58540 in Mclean County, North Dakota carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (41/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (15/100). Structural risk reads 41/100 against active distress of 4/100.

The expansion-phase market in 58540 posted values that rose 8.2% over the year, 2.0% off the recent peak, and 24% higher over three years, at 57/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,444 housing units across 58540. Households earn a median $75,625 — near the roughly $78,000 national figure. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.4% live below the poverty line. A median home runs $228,000 here, or 3.4 times local income. Rent burden reaches 28% of tenant households. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 58540 scores 29/100. Population is roughly 2,986 with a median age of 50. About 21% have a four-year degree.

On the whole, 58540 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.