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ZIP 58545 Foreclosure, Tax-Lien & Distress Report

Mercer County, North Dakota · High Vacancy market

Scored on a fixed 0-100 scale, 58545 (Mercer County, North Dakota) returns a low composite of 17/100. On the structural side it scores 39/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (39/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (8/100) register low.

The peak-phase market in 58545 posted values that rose 4.7% over the year, and 8% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $73,229, median income runs near typical U.S. levels. 11.3% of residents fall below the poverty threshold. A median home runs $202,700 here, or 2.9 times local income. Around 41% of renters are cost-burdened. Vacancy runs 21.4%, above the national norm and a classic distress-and-opportunity signal. About 26% have a four-year degree. The ZIP holds roughly 1,862 housing units. The demographic-stress sub-score lands at 29/100. 77% of housing is owner-occupied. About 3,278 people live here, median age 46.

On the whole, 58545 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 58545 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 58545 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 58545 stays directly comparable to neighboring ZIPs and the rest of Mercer County, North Dakota. Where the record is thin for 58545, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 58545 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For a buyer, 58545 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

17/100
Composite stress
39/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 58545

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk16
9 further distress layers are graded for 58545

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

58545 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 58545, the same set carried on every parcel.

Loading ZIP 58545 stress data…

Adjacent Mercer County ZIP reports

Nearest ZIP codes to 58545

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Keep going: ZIP, county and state distress coverage for Mercer County, North Dakota.

The complete 58545 distress and acquisition report

Every distressed parcel in 58545 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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